Bower v. National General Insurance

■ I believe Bower failed to show the trial court committed reversible error in holding the offer of underinsured (UIM) coverage at issue here was legally sufficient.

Under South Carolina Code section 38-77-160, automobile insurers must offer, at the insured’s option, UIM coverage “up to the limits of the insured liability coverage.1 The form to be used in offering such coverage must include, among other things, “a list of available limits and the range of premiums for the limits.”2

Our supreme court has adopted the following criteria for determining whether an insurer has made a meaningful…