Vincent v. The Money Store
Court of Appeals for the Second Circuit
1Opinion of the Court
KATZMANN, Chief Judge:
This case requires us to determine if the consumer protections of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., and the Truth in Lending Act (“TILA”), 15 U.S.C. § 1601 et seq., apply to a mortgage lender that has purchased mortgages initially payable to other lenders and, after the homeowners defaulted on their mortgages, hired a law firm to send allegedly deceptive debt collection letters on its behalf. Plaintiffs-Appellants Lori Jo Vincent, Ruth Ann Gutierrez, Linda Garrido, and John Garrido (collectively, the “plaintiffs”) appeal from a…
2Cases cited35 opinions
- Chambers v. Time Warner, Inc.Court of Appeals for the Second Circuit · 2002
- United States v. Mead Corp.Supreme Court of the United States · 2001
- Gross v. FBL Financial Services, Inc.Supreme Court of the United States · 2009
- Lamie v. United States TrusteeSupreme Court of the United States · 2004
- Ford Motor Credit Co. v. MilhollinSupreme Court of the United States · 1980
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- Campuzano v. Alavi FoundationCourt of Appeals for the Second Circuit · 2016
- Arias v. Gutman, Mintz, Baker & Sonnenfeldt LLPCourt of Appeals for the Second Circuit · 2017
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