Avila v. Riexinger & Associates, LLC
Court of Appeals for the Second Circuit
1Opinion of the Court
POOLER, Circuit Judge:
The Fair Debt Collection Practices Act (“FDCPA”) prohibits debt collectors from using “any false, deceptive, or misleading representation or means in connection with the collection of any debt.” 15 U.S.C. § 1692e. The question presented is whether a collection notice that states a consumer’s “current balance,” but does not disclose that the balance may increase due to interest. and fees, complies with this provision. We hold that Section 1692e requires debt collectors, when they notify consumers of their account balance, to disclose that the balance may increase due to…
2Cases cited9 opinions
- Christ Clomon v. Philip D. JacksonCourt of Appeals for the Second Circuit · 1993
- Donna M. Russell v. Equifax A.R.S., and Cbi CollectionsCourt of Appeals for the Second Circuit · 1996
- Jacobson v. Healthcare Financial Services, Inc.Court of Appeals for the Second Circuit · 2008
- Kevin Miller v. McCalla Raymer, Padrick, Cobb, Nichols, and Clark, L.L.C., and Echevarria, McCalla Raymer, Barrett, and FrappierCourt of Appeals for the Seventh Circuit · 2000
- Vincent v. The Money StoreCourt of Appeals for the Second Circuit · 2013
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- Taylor v. Fin. Recovery Servs., Inc.Court of Appeals for the Second Circuit · 2018
- Vangorden v. Second Round, Ltd. P'shipCourt of Appeals for the Second Circuit · 2018
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