H. T. Hackney Co. v. Wood

Mr. C. E. Wood ran a small store in Athens, Tennessee. His wife, Maude Wood, lived with him and worked in the store.

On June 11, 1924, she bought a Ford touring car from the Service Motor Company for the price of $459. She paid a part of the purchase price in cash and gave a monthly series of $25 title retention notes for the balance. The Service Motor Company sold and negotiated these notes to the First National Bank of Athens.

On August 8, 1924, through Mr. L. L. Hoback, local agent' at Athens, she insured the car in the sum of $400 against fire and theft in the National Liberty Insurance…