Farmers Insurance Exchange v. Reed
California Court of Appeal
1Opinion of the Court
Opinion
MERRILL, J.
In this case we hold that injuries suffered by an intoxicated woman who was struck by a car as she walked home from a bar did not arise out of her husband’s use of his insured vehicle within the meaning of his automobile liability insurance policy, even though he took the keys to that vehicle from her and left her at the bar without transportation. We hold that the independent acts of the woman herself and the driver who struck her broke any causal connection between the husband’s use of his vehicle and her injuries.
Facts and Procedural History
The facts are undisputed. In…
2Cases cited10 opinions
- Hartford Accident & Indemnity Co. v. Civil Service Employees InsuranceCalifornia Court of Appeal · 1973
- NATIONAL AMERICAN INS. v. Ins. Co. of N. AmericaCalifornia Court of Appeal · 1977
- Truck Insurance Exchange v. WebbCalifornia Court of Appeal · 1967
- National Indemnity Co. v. Farmers Home Mutual InsuranceCalifornia Court of Appeal · 1979
- Cocking v. State Farm Mutual Automobile InsuranceCalifornia Court of Appeal · 1970
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3Cited by11 opinions
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- Rowe v. Farmers Insurance ExchangeCalifornia Court of Appeal · 1992
- STATE FARM MUT. AUTO. INS. CO. v. GrishamCalifornia Court of Appeal · 2004
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