Yerkovich v. AAA

Although the facts are accurately set forth in the majority opinion, the majority’s extension of the logic of the cited cases effects a windfall recovery for the plaintiff and is, in my view, insupportable. I therefore respectfully dissent.

Section 3109a of the Insurance Code, MCL 500.3109a; MSA 24.13109(1), provides:

An insurer providing personal protection insurance benefits shall offer, at appropriately reduced premium rates, deductibles and exclusions reasonably related to other *69health and accident coverage on the insured. The deductibles and exclusions required to be offered by this…