First Mercury Syndicate, Inc. v. Telephone Alarm Systems, Inc.

OPINION OF THE COURT

McKEAGUE, District Judge.

This case presents an action for declaratory judgment concerning the parties’ rights and responsibilities under an insurance contract. Jurisdiction is based on diversity of citizenship. Now before the Court are the parties’ cross-motions for summary judgment.

I. FACTUAL BACKGROUND

Defendant Telephone Alarm Systems, Inc., (“TAS”), provides security and fire/smoke alarm systems to residential and commercial customers in the Lansing metropolitan area. In 1986, TAS purchased insurance coverage for its business operations from plaintiff First Mercury…