Ivory Dorsey v. Citizens & Southern Financial Corporation

Appellant, Ivory Dorsey, brought suit against appellee, Citizens & Southern Financial Corporation (hereinafter “Citizens”), complaining of Citizens’ actions in connection with a consumer credit transaction. Prior to trial, both parties moved for summary judgment. The magistrate recommended granting summary judgment to Citizens on the claims under the Equal Credit Opportunity Act, 15 U.S.C. § 1691(d), and under the Truth in Lending Act, 15 U.S.C. § 1639. The district court adopted the magistrate’s recommendation. We affirm the district court’s action on the Equal Credit Opportunity Act claim.…