Legal Opinion
Hindson v. Allstate Insurance
Supreme Court of Rhode Island
Decided May 7, 1997No. 95-610-AppealPublishedCited by 12 opinions
1Opinion of the Court
OPINION
FLANDERS, Justice.
This is an insurance-coverage dispute involving insurers whose policies contain underinsured-motorist provisions with conflicting “other insurance” clauses. Rather than struggle to untie the Gordian Knot 1 of coverage created by these “other-insurance” clauses, we endeavor yet again to cut it by adopting a rule calling for the pro-rata apportionment of liability among the various insurers providing unmsured/underinsuredmotorist coverage according to the limits of the respective policies involved. 2
Facts and Travel of the Case
On November 10, 1991, plaintiff William…
2Cases cited14 opinions
- Lamb-Weston, Inc. v. Oregon Automobile InsuranceOregon Supreme Court · 1959
- Pickering v. American Employers InsuranceSupreme Court of Rhode Island · 1971
- Employers' Fire Insurance v. BakerSupreme Court of Rhode Island · 1978
- Trinity Universal Ins. v. General Accident, Fire & Life Assur. Corp.Ohio Supreme Court · 1941
- Automobile Ins. Co. of Hartford v. Springfield Dyeing Co.Court of Appeals for the Third Circuit · 1940
9 more not listed; retrieve them via the Exa API.
3Cited by12 opinions
- Shelter Mutual Insurance Co. v. Mid-Century Insurance Co.Supreme Court of Colorado · 2011
- Clarendon National Insurance v. Arbella Mutual InsuranceMassachusetts Appeals Court · 2004
- Irene Realty Corp. v. Travelers Property Casualty Co. of AmericaSupreme Court of Rhode Island · 2009
- State Farm Mutual Auto Insurance v. PowersSupreme Court of Vermont · 1999
- Buttie v. Norfolk & Dedham Mutual Fire Insurance Co.Supreme Court of Rhode Island · 2010
7 more not listed; retrieve them via the Exa API.