Legal Opinion

Turner v. Fidelity & Casualty Co.

Supreme Court of Missouri

Decided April 26, 1918PublishedCited by 19 opinions

Appeal from St. Louis City Circuit Court. — Hon. Thomas G. Hennings, Judge. (1) Tire clause of tlie policy of insurance here under consideration should he construed liberally in favor of the insured. Schmohl v. Insurance Co., 189 S. W. '597; State ex rel. v. Ellison, 266 Mo. 590'; 1 May on Insurance (4 Ed.), see. 175, p. 343’; La Force v. Assurance Co., 43 Mo. App. 518. (2) Plaintiff is entitled to double indemnity under the policy involved in this case.

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Appeal from St. Louis City Circuit Court. — Hon. Thomas G. Hennings, Judge. (1) Tire clause of tlie policy of insurance here under consideration should he construed liberally in favor of the insured. Schmohl v. Insurance Co., 189 S. W. '597; State ex rel. v. Ellison, 266 Mo. 590'; 1 May on Insurance (4 Ed.), see. 175, p. 343’; La Force v. Assurance Co., 43 Mo. App. 518. (2) Plaintiff is entitled to double indemnity under the policy involved in this case. Tooley v. Assurance Co., 3 Bissel (U. S.), 399; Northrup v. Assurance Co., 43 N. Y.. 516; Holgate v. Casualty Co., 18 Pa. Dist. 426;…

1Opinion of the CourtFaris, J.

Plaintiff, as beneficiary in an accident insurance policy issued by defendant, sued thereon and *262got judgment for the amount of the single indemnity for accidental death provided for in the policy, with interest thereon. Deeming herself entitled on the law and the facts to double indemnity, plaintiff in the conventional way appealed.

The facts are few, simple and undisputed; for the case was tried upon agreed facts, which run thus: •

“Plaintiff is the widow of Thomas E. Turner, deceased. The defendant is an insurance company issuing life and accident insurance policies in the State of Missouri.…

2Cases cited5 opinions

  1. Creamer v. West End Street Railway Co.Massachusetts Supreme Judicial Court · 1892
  2. Ætna Life Ins. v. VandecarCourt of Appeals for the Eighth Circuit · 1898
  3. Depue v. Travelers' Ins.U.S. Circuit Court for the District of Eastern Pennsylvania · 1909
  4. King v. Travelers InsuranceSupreme Court of Georgia · 1897
  5. Banta v. Continental Casualty Co.Missouri Court of Appeals · 1908

3Cited by19 opinions

  1. Henderson v. Hawkeye-Security Insurance CompanySupreme Court of Iowa · 1960
  2. Madden v. Farm Bureau Mutual Automobile Ins.Ohio Court of Appeals · 1948
  3. Sherman v. New York Casualty Co.Supreme Court of Rhode Island · 1951
  4. Green v. Farm Bureau Mutual Automobile InsuranceWest Virginia Supreme Court · 1954
  5. State Ex Rel. Maryland Casualty Co. v. HughesSupreme Court of Missouri · 1942

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