Ruenger v. Soodsma

¶ 1. Jeanna Ruenger appeals the circuit court order determining that the reducing clause in the underinsured motorist (UIM) endorsement of her personal auto policy was valid and also determining that there was no UIM coverage under her business auto policy for the injuries she sustained while operating her skid loader. With respect to the personal auto policy, we agree with the circuit court that the reducing clause is valid because it complies with Wis. Stat. § 632.32(5)(i) 1 and is not ambiguous when read in the context of the entire policy. With respect to the business auto policy, we…