Engstrom v. FARMERS & BANKERS LIFE INSURANCE CO.

Knutson, Justice.

On December 16, 1931, defendant issued its life insurance policy on the life of Charles V. Engstrom, then aged 25 years, for the principal sum of $1,000. Annexed thereto was a supplemental contract, commonly called a “Double Indemnity” agreement, wherein it was agreed that $2,000 would be paid in lieu of the face amount of the policy in the event the death of the insured should occur as a result, directly and independently of all other causes, of bodily injury effected directly through external, violent, and accidental means. Anna Engstrom, wife of the insured and plaintiff…