Selective Insurance Co. of America v. Thomas

This ease arose when Charles Thomas, driving a 1992 Dodge van, was involved in an accident with a vehicle driven by Doris *618Bruner. Charles, his wife Debra, his mother-in-law, and three of Bruner’s passengers were injured. Bruner’s insurer settled all six claims for $16,666.66 per person, exhausting its liability limits.

The Thomas van was insured by Ohio Casualty under a policy with split-limit uninsured/underinsured motorist(UM/UIM) coverage of $250,000 per person and $500,000 per accident. Additionally, the Thomases held a Selective business auto insurance policy on a different van that…