Lee v. John Deere Insurance Co.

On March 1, 1996, Tak Kwon Lee, a delivery truck operator employed by Asia Distributors, Inc., d/b/a Asia Distributors and Trucking, Inc. (Asia), was fatally injured after being pinned between a private automobile and an Asia delivery truck. The at-fault driver was underinsured. Lee’s estate filed an action in chancery seeking a declaration of the limits of underinsured motorist (UIM) coverage potentially available to Lee under a policy then in effect through Asia’s insurer, the John Deere Insurance Company, n/k/a Sentry Select Insurance Company (John Deere).

The circuit court granted summary…