Wood v. National Liability & Fire Insurance

This is an appeal from an order granting summary judgment to plaintiff, Bradley D. Wood, with respect to the limit of liability insurance extended to him by defendant, National Liability & Fire Insurance Company (National), and from an order dismissing the third-party complaint against Larry Laux, the independent insurance agent who procured the policy. We affirm.

The following facts are undisputed. Plaintiff applied for automobile liability insurance on December 30, 1996, through Laux. Wood’s application did not contain an election form to reject the limits of uninsured/underinsured motorist…