Legal Opinion

Poston v. National Fidelity Life Insurance

Supreme Court of South Carolina

Decided November 26, 1990No. 23294PublishedCited by 17 opinions

1Opinion of the Court

Chandler, Justice:

National Fidelity Life Insurance Company (Fidelity) appeals a jury verdict of $400,000 actual and $200,000 punitive damages in favor of Respondents (The Postons/Beneficiaries) for breach of contract and bad faith refusal to pay a life insurance policy.

We affirm the award of actual damages, and reverse the award of punitive damages.

FACTS

A detailed review of the facts is necessary to an understanding of the issues.

David A. Lowe (Lowe), an insurance agent, proposed to sell B. Stafford Poston (Poston), age 65, a $500,00 life insurance policy with Fidelity. Lowe sought to obtain…

2Cases cited11 opinions

  1. Collister v. Nationwide Life InsuranceSupreme Court of Pennsylvania · 1978
  2. Nichols v. State Farm Mutual Automobile InsuranceSupreme Court of South Carolina · 1983
  3. Smith v. Westland Life InsuranceCalifornia Supreme Court · 1975
  4. Toevs v. Western Farm Bureau Life Insurance Co.Idaho Supreme Court · 1971
  5. Hyder v. Metropolitan Life Insurance Co.Supreme Court of South Carolina · 1937

6 more not listed; retrieve them via the Exa API.

3Cited by17 opinions

  1. Crossley v. State Farm Mutual Automobile InsuranceSupreme Court of South Carolina · 1992
  2. Rickborn v. Liberty Life InsuranceSupreme Court of South Carolina · 1996
  3. Hansen Ex Rel. Hansen v. United Services Automobile Ass'nCourt of Appeals of South Carolina · 2002
  4. Episcopal Church v. Church InsuranceDistrict Court, D. South Carolina · 2014
  5. Goldston v. State Farm Mutual Automobile InsuranceCourt of Appeals of South Carolina · 2004

12 more not listed; retrieve them via the Exa API.

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