Michael Hess, Personal Representative of the Estate of George E. Hess, George E. Hess v. Citibank, (South Dakota), N.A.

COLLOTON, Circuit Judge.

Michael Hess, personal representative of his father’s estate, appeals the district court’s 1 grant of summary judgment dismissing the estate’s claims under state law and the Truth in Lending Act, 15 U.S.C. §§ 1601-1667f (“TILA”). We affirm.

I

Michael Hess’s father, George Hess, was the holder of a Citibank Visa credit card when he died on August 29, 1998. At the time of his death, his account balance was $889.58. On November 6, 1998, the probate court of Jackson County, Missouri, appointed Michael Hess the personal representative of his father’s estate. On February 24,…