Legal Opinion

Sullivan v. Greenwood Credit Union

Court of Appeals for the First Circuit

Decided March 19, 2008No. 07-2354PublishedCited by 21 opinions

1Opinion of the Court

LYNCH, Circuit Judge.

This putative class action challenges the legality, under the Fair Credit Reporting Act (“FCRA” or “the Act”), 15 U.S.C. § 1681 et seq., of an unsolicited letter to a consumer about the offering of credit for a home loan. Defendant Greenwood Credit Union sent the letter to plaintiff, Anthony Sullivan, and others based on a list of individuals meeting certain minimal credit requirements that Greenwood had purchased from a credit reporting agency, a process called pre-screening. This unsolicited letter to Sullivan and others triggered the requirements of the FCRA, which…

2Cases cited10 opinions

  1. TRW Inc. v. AndrewsSupreme Court of the United States · 2001
  2. Safeco Insurance Co. of America v. BurrSupreme Court of the United States · 2007
  3. Koons Buick Pontiac GMC, Inc. v. NighSupreme Court of the United States · 2004
  4. Kennedy v. Chase Manhattan Bank USA, NACourt of Appeals for the Fifth Circuit · 2004
  5. Nancy R. Murray, Plaintiff-Petitioner v. Gmac Mortgage Corporation, Doing Business as ditech.com, Defendant-RespondentCourt of Appeals for the Seventh Circuit · 2006

5 more not listed; retrieve them via the Exa API.

3Cited by21 opinions

  1. Sandra Cortez v. Trans UnionCourt of Appeals for the Third Circuit · 2010
  2. Poehl v. Countrywide Home Loans, Inc.Court of Appeals for the Eighth Circuit · 2008
  3. Jeffrey Chaitoff v. Experian Information SolutionsCourt of Appeals for the Seventh Circuit · 2023
  4. Murray v. New Cingular Wireless Services, Inc.Court of Appeals for the Seventh Circuit · 2008
  5. Wiener v. MIB Group, Inc.Court of Appeals for the First Circuit · 2023

16 more not listed; retrieve them via the Exa API.

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