Legal Opinion
Nancy R. Murray, Plaintiff-Petitioner v. Gmac Mortgage Corporation, Doing Business as ditech.com, Defendant-Respondent
Court of Appeals for the Seventh Circuit
Decided January 17, 2006No. 05-8035PublishedCited by 172 opinions
1Opinion of the Court
EASTERBROOK, Circuit Judge.
Shortly after her debts had been discharged in bankruptcy, Nancy Murray received a credit solicitation from GMAC Mortgage, which had learned her name and address by asking credit bureaus to forward information about potential borrowers who met specified criteria. GMACM offered Murray a loan to be secured by a mortgage on her home. Deluged by offers, Murray showed them to a lawyer, who concluded that GMACM had violated the Fair Credit Reporting Act in two ways: first, GMACM had not made the “firm offer of credit” that is essential when a potential lender accesses…
2Cases cited18 opinions
- Village of Arlington Heights v. Metropolitan Housing Development Corp.Supreme Court of the United States · 1977
- State Farm Mutual Automobile Insurance v. CampbellSupreme Court of the United States · 2003
- Havens Realty Corp. v. ColemanSupreme Court of the United States · 1982
- United States v. AlbertiniSupreme Court of the United States · 1985
- Alaska Airlines, Inc. v. BrockSupreme Court of the United States · 1987
13 more not listed; retrieve them via the Exa API.
3Cited by172 opinions
- In Re Bluetooth Headset Products LiabilityCourt of Appeals for the Ninth Circuit · 2011
- Killingsworth v. HSBC Bank Nevada, N.A.Court of Appeals for the Seventh Circuit · 2007
- Gelman v. State Farm Mutual Automobile InsuranceCourt of Appeals for the Third Circuit · 2009
- CE Design Ltd. v. King Architectural Metals, Inc.Court of Appeals for the Seventh Circuit · 2011
- Bateman v. American Multi-Cinema, Inc.Court of Appeals for the Ninth Circuit · 2010
167 more not listed; retrieve them via the Exa API.