Rigby v. Allstate Indemnity Co.

This is an appeal from a declaratory judgment issued by the Circuit Court for Baltimore City, averring that a “personal umbrella policy” issued by appellee, Allstate Indemnity Company, to the owner of an automobile (the “policy holder”), did not include, as an “insured person” under that policy, an adult and unrelated member of the policy holder’s household. Thus, his negligent operation of the policy holder’s car that had resulted in injuries to appellants—Baltimore City police Officer Teresa Rigby, tow truck operator Herman E. Griffiths, and Ashley Sims—was not a “covered occurrence” under…