Tapestry, Inc. v. Factory Mut. Insurance

Tapestry, Inc. v. Factory Mutual Insurance Company, Misc. No. 1, September Term, 2022. POLICY INTERPRETATION – ALL-RISK PROPERTY INSURANCE – RISKS OR LOSSES COVERED The United States District Court for the District of Maryland certified a question to the Supreme Court of Maryland.* The Court reformulated the question as follows: When a first-party, all-risk property insurance policy covers “all risks of physical loss or damage” to insured property from any cause unless excluded, is coverage triggered when a toxic, noxious, or hazardous substance—such as Coronavirus or COVID-19—is physically…