Government Employees Insurance v. Titus

Government Employees Insurance Co. (GEICO) brought a declaratory judgment action against G. Jean Bowman, their insured, her son, Bradley A. Bowman, and Dennis R. Titus to determine coverage under an insurance policy issued to Mrs. Bowman. The question of coverage arises from an accident between her son and Mr. Titus. The trial court determined that the policy did not cover this accident. Mr. Titus appeals.

He contends the trial court should have found coverage under the policy because: (1) certain provisions of the policy are ambiguous requiring a construction in favor of the insured; (2) the…