Indiana Farmers Mutual Insurance v. Ellison

OPINION

BAKER, Judge.

In this appeal, we are asked to decide whether a homeowner’s insurer is required to defend its insured for continually exposing a child to a child molester when the homeowner’s policy excludes coverage for injuries which are expected or intended. Specifically, appellant-plaintiff Farmers Mutual Insurance Company (Farmers Mutual) contends it has no duty to defend appellee-defendant Opal Ellison because she expected or intended the injuries suffered by her grand-daughter, ap-pellee-defendant Jennie Ellison Hawthorne, when she was molested by her grandfather and Opal’s…