Howard v. Director, Federal Emergency Management Agency

OPINION AND ORDER

BARBOUR, District Judge.

This cause is before the Court on the Defendant’s Motion to Dismiss or, in the Alternative, for Summary Judgment. Having considered the Motion, Plaintiffs Response, Defendant’s Reply, all attachments to each, and supporting and opposing memoran-da, the Court finds that the Motion is well taken and should be granted.

I. Background and Procedural History

This case arises out of the denial of benefits by the Defendant, the Federal Emergency Management Agency (“FEMA”), under a Standard Flood Insurance Policy (“SFIP”) issued to the Plaintiff, Sallie Howard…