The Mutual Life Ins. Co. of New York v. Springer

In 1926, the appellant issued its policy in’the amount of $1,000, insuring the life of Tennie A. Springer, and the appellee was designated as beneficiary. The policy contains provisions for payment of twice the face amount in the event the insured should die as a direct result of bodily injury effected solely through external, violent and accidental means.

On November 17,1935, the insured was injured in an automobile accident and died on February 11, 1936. The appellant paid the face of the policy, $1,000, but refused to pay the double indemnity benefits. Suit was brought to recover the sum of…