Underwriters at Lloyds, London v. Harkins

SAM D. JOHNSON, Justice.

This was a suit on a livestock insurance policy brought by the assureds, T. I. Har-kins and Tony Bellardi, who are appel-lees here. The suit was brought on a Lloyds’ Livestock Policy under the provisions of which the insurer agreed to pay to the assureds the actual value of a race horse, Benedicto, provided the horse died while the policy was in force. The insurance policy in question characterizes the duration of insurance coverage as “from noon 1st November, 1961 to 31st October, 1962, both days inclusive.” Bene-dicto became sick on October 14, 1962. He subsequently…