Hartzler v. American Family Mutual Insurance Co.

HANNA, Presiding Judge.

Ivan and Belinda Hartzler brought suit to recover underinsured motorist benefits in each of two policies issued to them by American Family Mutual Insurance Company (American Family). The issue on appeal is whether the anti-stacking provisions of the Hartzlers’ underinsured motorist benefits should be enforced.

Prior to trial, both parties filed motions for partial summary judgment to determine whether Missouri or Kansas law should apply to the insurance contracts. The trial court determined that Missouri law applied and disallowed the provisions in the insurance policies…