State Farm Mutual Automobile Insurance v. Patterson

RIDGELY, Justice,

for the Majority:

This action involves a dispute over Delaware uninsured motorist (“UM”) benefits. Aneita Patterson is a Delaware resident who was injured while driving her automobile in New Jersey. A New Jersey resident, Jean Armstrong, was at fault for the collision. Patterson filed a claim against Armstrong’s insurance carrier, Allstate. Allstate denied the claim. Patterson then brought this action for uninsured motorist benefits against her Delaware insurance carrier, State Farm. State Farm moved for summary judgment on the ground that Patterson was not “legally entitled…