Isle of Palms Pest Control Co. v. Monticello Insurance

Howell, Chief Justice:

Pursuant to its general liability policy with Monticello Insurance Company (Monticello), Isle of Palms Pest Control Company, Inc. (Isle of Palms) brought a declaratory judgment action seeking to require Monticello to provide liability coverage and defense costs in a third-party action against Isle of Palms for fraud and negligence in connection with its preparation of a termite inspection report. The trial court held that the policy obligates Monticello to indemnify and defend Isle of Palms. We affirm.

I

In connection with the sale of a home, Isle of Palms issued a termite…