Scottsdale Insurance Co. v. Ratliff

CHARLES B. BLACKMAR, Senior Judge.

Scottsdale Insurance Company sought a declaration that it was not obliged to defend Roger Ratliff, doing business as Statewide Pest Control, in a suit filed by Terry and Rhonda Adams alleging that they sustained property damage because of a negligent termite inspection by Statewide. The trial court ruled in favor of the insurer concluding that the events charged in the Adams’ petition did not constitute an “occurrence” within the meaning of the liability insurance policy issued to Ratliff. The case was submitted on a stipulation of facts, and this appeal…