Legal Opinion

Gilchrist v. Gonsor

Ohio Supreme Court

Decided December 30, 2004No. 2003-1081 and 2003-1092PublishedCited by 11 opinions

1Opinion of the CourtPfeifer, J.

{¶ 1} The issue in this case is whether insurance policies with a deductible that matches the limit of liability, known as fronting policies, are subject to the provisions of former R.C. 3937.18. We hold that they are subject to those provisions and affirm the judgment of the court of appeals.

{¶ 2} On August 19, 2000, Michael Gilchrist was injured when struck by a vehicle driven by Arthur Gonsor. At the time he was injured, Gilchrist was in the course and scope of his employment with United Rentals, Inc. (“URI”). Gilchrist filed a claim against United States Fidelity & Guaranty Company (“USF…

2Cases cited2 opinions

  1. Wolfe v. WolfeOhio Supreme Court · 2000
  2. Grange Mutual Casualty Co. v. Refiners Transport & Terminal Corp.Ohio Supreme Court · 1986

3Cited by11 opinions

  1. Croft Ex Rel. Estate of Croft v. Old Republic InsuranceSupreme Court of South Carolina · 2005
  2. Gilchrist v. Gonsor, 88609 (8-2-2007)Ohio Court of Appeals · 2007
  3. Terry White v. The Insurance Company of the State of PennsylvaniaCourt of Appeals for the Sixth Circuit · 2005
  4. Oblinger v. State Auto Insurance CompaniesOhio Court of Appeals · 2005
  5. Hans v. Hartford Fire InsuranceOhio Court of Appeals · 2007

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