Hans v. Hartford Fire Insurance

Hildebrandt, Judge.

{¶ 1} This case reminds us of the old adage “Beware of the law of unintended consequences.” While we are certain that the corporate named insured in this case did not intend to provide uninsured or underinsured motorist coverage to an employee’s adult son who was injured in a accident involving a car that was not a “company car,” that was the unintended effect when a broadened-coverage endorsement was added to the corporation’s commercial automobile liability policy.

{¶ 2} Plaintiff-appellant Charles Hans appeals from the trial court’s order granting summary judgment and…