Wheeler v. Farmers Mutual Insurance Co. of Nebraska

[¶ 1.] While driving a car owned by her divorced parents, Megan Wheeler was hit and severely injured by an uninsured drunk driver. Both her mother and her father had automobile insurance policies. Megan’s father’s policy with Progressive Insurance Company (Progressive) specifically covered Megan’s car and paid Megan $100,000 in uninsured motorist benefits. However, this amount did not fully com*104pensate Megan for her injuries. Thus, Megan filed a claim under her mother’s policy with Farmers Mutual Insurance Company of Nebraska (Farmers), which did not specifically cover Megan’s car but covered…