Gloe v. Iowa Mutual Insurance Co.

ZINTER, Justice.

[¶ 1.] Scott Gloe’s parents were struck and killed by an automobile. Gloe’s *240parents did not reside in his household, they were not insured under his auto policy, and neither Gloe nor his covered automobile was involved in the accident. Nevertheless, Gloe asserted a wrongful death claim under the underinsured motorist (UIM) provision of his auto policy with Iowa Mutual. The trial court entered a declaratory judgment determining that there was no UIM coverage for Gloe’s claim, and he appeals. We affirm because (1) Iowa Mutual’s policy only provided UIM coverage for insureds who…