Legal Opinion
Wahl v. Midland Credit Management, Inc.
Court of Appeals for the Seventh Circuit
Decided February 23, 2009No. 08-1517PublishedCited by 158 opinions
1Opinion of the Court
EVANS, Circuit Judge.
Congress passed the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692, to curb abusive methods of debt collection. Central to this objective is the Act’s requirement that debt collectors state only truthful information. Today we decide whether this requirement is violated when a collector, although accurately stating the amount demanded, breaks down the principal and interest components of the debt in an arguably false manner.
The facts are largely undisputed. During the 1980s and 1990s, Barbara Wahl racked up a small debt on a credit card issued by BP Amoco…
2Cases cited7 opinions
- Stephen P. Turner v. J.V.D.B. & Associates, Inc., an Illinois CorporationCourt of Appeals for the Seventh Circuit · 2003
- Lori Pettit v. Retrieval Masters Creditors Bureau, Inc., and Russell FuchsCourt of Appeals for the Seventh Circuit · 2000
- Fields v. Wilber Law FirmCourt of Appeals for the Seventh Circuit · 2004
- Gary L. Veach v. Charles R. SheeksCourt of Appeals for the Seventh Circuit · 2003
- Delisa Ross v. Rjm Acquisitions Funding LLCCourt of Appeals for the Seventh Circuit · 2007
2 more not listed; retrieve them via the Exa API.
3Cited by158 opinions
- Ryan Boucher v. Finance System of Green Bay, ICourt of Appeals for the Seventh Circuit · 2018
- Donohue v. Quick Collect, Inc.Court of Appeals for the Ninth Circuit · 2010
- Catherine Evon v. Law Offices of Sidney MickellCourt of Appeals for the Ninth Circuit · 2012
- Ruth v. Triumph PartnershipsCourt of Appeals for the Seventh Circuit · 2009
- Paula Jensen v. Pressler & PresslerCourt of Appeals for the Third Circuit · 2015
153 more not listed; retrieve them via the Exa API.