Insurance Underwriters' Agency of the Insurance Co. of Pennsylvania v. Pride

This suit was brought in the Chicka-sawba District of the circuit court of Mississippi County by appellee and Paul Howard against appellant upon a fire insurance policy, No. 818634, to recover $3,000, the face value thereof, for the destruction of a stock of goods and fixtures by fire on November 26, 1924. On June 29, 1925, Paul Howard met Bruce Richards, the adjuster of W. L. Nelson & Company, general agents of appellant, in their office in Memphis, Tennessee, and made a statement to the effect that the policy sued upon was never accepted by him but was attempted to be substituted by W. M.…