McCel Benjamin v. Plains Insurance Company

McCel Benjamin filed suit to recover an $18,000 judgment against defendant insurance company under an automobile liability insurance policy issued by the company to Douglas Carl Largin. The case was tried on stipulated facts.

Douglas Largin was employed by Utter-Barks Ford, Inc. in Sherman, Texas, as the sales manager for new and used cars. He was furnished a 1975 Ford station wagon to be used as a “demonstrator”. He was allowed to drive it to and from work. But it was understood between Largin and the dealer that it was not to be used for personal business. Plains was the liability insurer of…