Crum and Forster Personal Insurance Co. v. Travelers Corp.

WIEAND, Judge:

In this declaratory judgment action to determine an issue of coverage, we are asked to interpret a policy provision which excludes coverage for a vehicle, other than the covered auto, which is “furnished or available for the regular use of any family member” of the named insured.

Eugene McDonald was seriously injured as a result of a collision between the vehicle which he was operating and a vehicle operated by Phillip Ellis. The vehicle being operated by Ellis was owned by his grandparents, Arlie and Dora Robson; it was insured under a policy issued by Travelers Corporation. At…