Valentine v. Farmers Insurance Exchange

OPINION

ORME, Judge:

¶ 1 This case arises out of a work-related automobile accident and the insureds’ claim under their personal automobile insurance policy for underinsured motorist (UIM) benefits. The trial court ruled that an exclusion in the policy precluded their claim. We affirm, albeit on slightly different grounds.

BACKGROUND

¶ 2 On December 6, 2000, Nicole Valentine was injured in an accident. The pick-up truck Nicole was driving as an auto parts delivery runner was rear-ended by a vehicle that had itself been struck from behind by another vehicle. Frank Edwards Company (Parts Plus)…