Cook v. Easy Money of Kentucky, Inc.

MEMORANDUM OPINION

SIMPSON, Chief Judge.

This matter is before us on the motion of the defendants, Easy Money of Kentucky, Inc. (“Easy Money”), David Green-berg, and Tami Vangorder, to dismiss the plaintiffs’ Complaint 1 pursuant to Fed. R.Civ.P. 12(b)(6). See DN 6. The motion having been fully briefed, this matter is now ripe for our review.

BACKGROUND

The plaintiffs allege that Easy Money is a business that provides two relevant forms of short-term cash loans to individuals: (1) the “check-cashing” method; and (2)the “deferral”' method. • The plaintiffs claim to have borrowed cash from Easy…