Galvan v. Cameron Mutual Insurance

SMITH, Presiding Judge.

Plaintiffs appeal from a judgment based upon a jury verdict in favor of Cameron Mutual Insurance Company on plaintiffs’ suit to recover for a fire loss. We affirm.

Cameron issued its homeowner’s policy to cover the plaintiffs’ residence. The house exploded and burned resulting in a total loss. Cameron declined payment on the bases (1) that plaintiffs had made material misrepresentations in their application for the policy, (2) that plaintiffs had intentionally caused the destruction of the home and (3) that plaintiffs had fraudulently prepared their proof of loss to…