St. Mary's Area Water Authority v. St. Paul Fire & Marine Insurance

MEMORANDUM

CALDWELL, District Judge.

I. Introduction.

Plaintiff, St. Mary’s Area Water Authority, filed this suit for breach of contract, alleging that defendant, St. Paul Fire & Marine Insurance Co., improperly refused to provide coverage for property losses the Authority sustained after chlorine gas escaped from a “pigtail pipe” at Plaintiffs water treatment facility.

We are considering the parties’ cross-motions for summary judgment. The plaintiff Authority argues it is entitled to reimbursement for the losses under an endorsement in Defendant’s policy providing coverage for “mechanical…