Northern Insurance Company of New York v. Aardvark Associates, Inc. And Insurance Company of North America, Aardvark Associates, Inc.

OPINION OF THE COURT

ALITO, Circuit Judge:

The district court granted summary judgment in favor of two insurance companies and against Aardvark Associates, Inc., a hauler of industrial waste from whom the United States Environmental Protection Agency (“EPA”) is seeking to recover costs for cleaning up waste disposal sites. Applying Pennsylvania law, the district court held that long-term pollution at the sites was not covered under Aardvark’s general liability policies due to a standard clause excluding coverage for any discharge of pollution that is not “sudden and accidental.” 743 F.Supp. 379…