Facione v. CHL Mortgage Trust 2006-J1
Court of Appeals for the Fifth Circuit
1Opinion of the Court
SUTTON, Circuit Judge.
After a bank foreclosed on their house, Anthony and Erin Facione filed a quiet-title and wrongful-foreclosure action, claiming irregularities in the foreclosure proceedings. The district court dismissed their complaint, holding that the Faciones had no legitimate grounds to challenge the foreclosure and had not pleaded the elements of a quiet-title claim. We affirm.
On August 19, 2005, the Faciones signed a mortgage agreement with Golden Mortgage Corporation, which provided that Mortgage Electronic Registration Systems, Inc. (MERS) would act on the lender’s behalf. MERS…
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