O'Neal v. State Farm Fire & Casualty Co.

WOLLMAN, Circuit Judge.

Putative class representatives William and Doris O’Neal (the O’Neals) appeal from the district court’s 1 order dismissing their breach of contract and unjust enrichment claims. They alleged that State Farm Fire and Casualty Company (State Farm) failed to comply with code requirements that govern how wood shake and shingle roofs damaged by hail or wind are to be repaired. The district court concluded that State Farm had fulfilled its duty under the policy. We affirm.

I

The O’Neals own a home with a wood roof. They purchased a homeowners’ policy from State Farm, wherein…