Webb v. AAA Mid-Atlantic Insurance Group

MEMORANDUM AND ORDER

LIFLAND, District Judge.

This diversity action arises out of an automobile accident in which passenger Tonya Webb (“Plaintiff’ or “Webb”) was injured in a car driven by Kevin Samsel (“Defendant” or “Samsel”). Plaintiff contends that AAA Mid-Atlantic Insurance Group (“Mid-Atlantic”), the driver’s parents’ insurance provider, is obligated to indemnify Kevin Samsel for any judgment exceeding the coverage limits of his liability policy. Presently before the Court are cross-motions for summary judgment seeking a declaration as to Mid-Atlantic’s coverage obligations.

Background

Unle…