Universal Bank v. McCafferty

Cook, Presiding Judge.

Universal Bank (“Universal”) appeals the trial court’s judgment that James E. McCafferty’s (“MeCafferty”) liability on a credit card contract with Universal was $50. We affirm.

In April 1991, MeCafferty applied for and received a Mastercard credit card from Universal. Objecting to the family having another credit card, McCafferty’s wife returned the cards to Universal. MeCafferty then called Universal and asked them to reissue the card but to send it to a different address. MeCafferty gave Universal his friend’s address and Universal sent the card and the personal…