Peerless Insurance v. Freeman

JOHNSON, Judge.

The question posed by this appeal is whether Great American had effectively canceled Freeman’s liability policy prior to the accident on 8 November 1981. An insurer may terminate automobile liability coverage before the end of a policy period only for the reasons stated in and in compliance with the procedural requirements of G.S. 20-310. Smith v. Nationwide Mut. Ins. Co., 72 N.C. App. 410, 324 S.E. 2d 868 (1985). G.S. 20-310 provides in part:(d) No insurer shall cancel a policy of automobile insurance except for the following reasons:

*776(1)The named insured fails to discharge…