Legal Opinion
Villagran v. Central Ford, Inc.
District Court, S.D. Texas
Decided October 23, 2007No. Civil Action H-05-2685PublishedCited by 2 opinions
1Opinion of the Court
MEMORANDUM AND OPINION
LEE H. ROSENTHAL, District Judge.
Margarita Villagran sues on her own behalf and on behalf of a class of people sent mailings by Central Ford, Inc., an automobile dealership. Villagran alleges that the mailings violated the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., because they used information obtained without authorization from the addressees’ credit reports, for a purpose not permitted under the Act. The FCRA allows companies such as Central Ford to use information obtained from consumers’ credit reports for communications that extend “firm offers of…
2Cases cited57 opinions
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
- Anderson v. Liberty Lobby, Inc.Supreme Court of the United States · 1986
- Celotex Corp. v. Catrett, Administratrix of the Estate of CatrettSupreme Court of the United States · 1986
- Erickson v. PardusSupreme Court of the United States · 2007
- Little v. Liquid Air Corp.Court of Appeals for the Fifth Circuit · 1994
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3Cited by2 opinions
- Kinder v. Northwestern BankDistrict Court, W.D. Michigan · 2011
- Sosa v. CashCall, Inc.California Court of Appeal · 2020