Greater Seattle Youth for Christ v. Colonial Insurance Co. of California

Plaintiff rented a truck from Truck Rentals, Inc. As part of the rental charge, plaintiff paid an insurance premium to defendant, Colonial Insurance Company of California. Insofar as material, the policy provided:

The insurance under this policy shall be excess insurance over any other valid and collectible insurance available to the insured, either as an insured under another policy or otherwise. [Italics ours.]

Plaintiff was also an insured of Pacific Indemnity Company under an automobile liability policy that provided:

the insurance under this policy with respect to loss arising out of the…